Banco Santander Valuation
| BSAC Stock | USD 35.22 1.77 4.79% |
At this time, the firm appears to be fairly valued. Banco Santander Chile shows a prevailing Real Value of $35.17 per share. The current price of the firm is $35.22. Our model approximates the value of Banco Santander Chile from analyzing the firm fundamentals such as Return On Equity of 0.23, shares outstanding of 471.12 M, and Profit Margin of 0.46 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Banco Santander's valuation include:
Fairly Valued
Today
Please note that Banco Santander's price fluctuation is very steady at this time. Calculation of the real value of Banco Santander Chile is based on 3 months time horizon. Increasing Banco Santander's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Banco Santander is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Banco Stock. However, Banco Santander's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 35.22 | Real 35.17 | Target 30.25 | Hype 34.91 | Naive 35.69 |
The real value of Banco Stock, also known as its intrinsic value, is the underlying worth of Banco Santander Chile Company, which is reflected in its stock price. It is based on Banco Santander's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Banco Santander's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Banco Santander Chile helps investors to forecast how Banco stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Banco Santander more accurately as focusing exclusively on Banco Santander's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Banco Santander's intrinsic value based on its ongoing forecasts of Banco Santander's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Banco Santander's closest peers. If more than one evaluation category is relevant for Banco Santander we suggest using both methods to arrive at a better estimate.
Banco Santander Cash |
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Banco Santander Total Value Analysis
Banco Santander Chile is currently forecasted to have valuation of 18.77 T with market capitalization of 16.59 B, debt of 10.28 T, and cash on hands of 8.06 B. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Banco Santander fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
18.77 T | 16.59 B | 10.28 T | 8.06 B |
Banco Santander Investor Information
The book value of the company was currently reported as 24.37. The company has Price/Earnings To Growth (PEG) ratio of 2.32. Banco Santander Chile last dividend was issued on the 23rd of April 2025. The entity had 260:100 split on the 22nd of October 2012. Based on the analysis of Banco Santander's profitability, liquidity, and operating efficiency, Banco Santander Chile is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.18 | 0.2 |
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| Operating Income | 1.4 T | 1.4 T |
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Banco Santander Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Banco Santander has an asset utilization ratio of 3.39 percent. This indicates that the Company is making $0.0339 for each dollar of assets. An increasing asset utilization means that Banco Santander Chile is more efficient with each dollar of assets it utilizes for everyday operations.Banco Santander Profitability Analysis
Considering Banco Santander's profitability and operating efficiency indicators, Banco Santander's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess Banco Santander's ability to earn profits and add value for shareholders.Net Income | First Reported 1998-03-31 | Previous Quarter 247.5 B | Current Value 255.3 B | Quarterly Volatility 69 B |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.39 | 0.38 |
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| Net Profit Margin | 0.15 | 0.16 |
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| Operating Profit Margin | 0.18 | 0.2 |
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| Pretax Profit Margin | 0.18 | 0.2 |
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| Return On Assets | 0.0168 | 0.0143 |
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| Return On Equity | 0.21 | 0.19 |
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For Banco Santander profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Banco Santander Chile to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Banco Santander utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Banco Santander's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Banco Santander over time as well as its relative position and ranking within its peers.
Banco Santander Earnings per Share Projection vs Actual
The next projected EPS of Banco Santander is estimated to be 0.64 with future projections ranging from a low of 0.61 to a high of 0.67. Banco Santander's most recent 12-month trailing earnings per share (EPS TTM) is at 2.49. Please be aware that the consensus of earnings estimates for Banco Santander Chile is based on EPS before non-recurring items and includes expenses related to employee stock options.Banco Santander Earnings Estimation Breakdown
The calculation of Banco Santander's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Banco Santander is estimated to be 0.64 with the future projection ranging from a low of 0.61 to a high of 0.67. Please be aware that this consensus of annual earnings estimates for Banco Santander Chile is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.61 Lowest | Expected EPS | 0.67 Highest |
Banco Santander Earnings Projection Consensus
Suppose the current estimates of Banco Santander's value are higher than the current market price of the Banco Santander stock. In this case, investors may conclude that Banco Santander is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Banco Santander's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of June 2026 | Current EPS (TTM) | |
| 11 | 74.96% | 0.0 | 0.64 | 2.49 |
Banco Santander Ownership Allocation
Banco Santander holds a total of 471.12 Million outstanding shares. Almost 94.82 percent of Banco Santander outstanding shares are held by general public with 5.18 % by other corporate entities. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Banco Santander Profitability Analysis
The company reported the previous year's revenue of 2.31 T. Net Income was 1.05 T with profit before overhead, payroll, taxes, and interest of 2.32 T.Banco Santander Past Distributions to stockholders
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Banco Santander's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Banco Santander and how it compares across the competition.
About Banco Santander Valuation
The stock valuation mechanism determines Banco Santander's current worth on a weekly basis. Our valuation model uses a comparative analysis of Banco Santander. We calculate exposure to Banco Santander's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Banco Santander's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 2.3 T | 1.2 T | |
| Pretax Profit Margin | 0.20 | 0.18 | |
| Operating Profit Margin | 0.20 | 0.18 | |
| Net Profit Margin | 0.16 | 0.15 | |
| Gross Profit Margin | 0.38 | 0.39 |
Banco Santander Quarterly Retained Earnings |
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A single share of Banco Santander represents a small ownership stake in the entity. As a stockholder of Banco, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Banco Santander Dividends Analysis For Valuation
Please note that Banco Santander has scaled down on payment of dividends at this time. At present, Banco Santander's Price Earnings Ratio is projected to slightly decrease based on the last few years of reporting. The current year's Price Earnings To Growth Ratio is expected to grow to 0.16, whereas Earning Assets are forecasted to decline to about 8.8 T.
There are various types of dividends Banco Santander can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Banco shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Banco Santander Chile directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Banco pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Banco Santander by the value of the dividends paid out.
Banco Santander Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 471.1 M | |
| Quarterly Earnings Growth Y O Y | -0.077 | |
| Forward Price Earnings | 13.4228 |
Banco Santander Current Valuation Indicators
Valuation refers to the process of determining the present value of Banco Santander Chile and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Banco we look at many different elements of the entity such as Banco's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Banco Santander, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Banco Santander's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Banco Santander's worth.Complementary Tools for Banco Stock analysis
When running Banco Santander's price analysis, check to measure Banco Santander's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Banco Santander is operating at the current time. Most of Banco Santander's value examination focuses on studying past and present price action to predict the probability of Banco Santander's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Banco Santander's price. Additionally, you may evaluate how the addition of Banco Santander to your portfolios can decrease your overall portfolio volatility.
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